Once you have KCHIP, you can’t just take it for granted and plan to do nothing else from then on. Sure, there the monthly premium payments for some families, but the plan requires a bit more upkeep than that. In order to make sure that you are still eligible, Kentucky requires you to apply over again each year to determine if you can qualify for state provided child health insurance. This application process is a lot easier than the one that you had to go through in the first place, but it still requires quite a bit from you.

The month that falls before the last month of a twelve month period, the KCHIP office will send you a renewal form in the mail. You will have to fill out this renewal form with your family and your child’s current information, not the information used to apply in the first place. You will have to state and prove current income and any type of current insurance that is not KCHIP, even if it is not for the child.

You can’t just mail the renewal form in, though, sadly. You have to go up to a local DCBS office on or before the first day of the twelveth month of coverage. You will also be required to bring certain documents that you had to bring before, such as paycheck stubs for two months, in order to prove that the family is still at an income level where they need child health insurance coverage through KCHIP. If you don’t make it in by the first, that is not your last chance. A final notice will be mailed to you that will provide you with instructions of how you are still able to renew your child’s coverage. If you lose or ignore this final notice, your child will lose his or her coverage at the end of the twelveth month.

Cheers,

Fashun Guadarrama.