Say you’re going to be traveling to a country where English isn’t the official language. If you want to be understood and to understand, and don’t want to be completely confused while you’re over there, the least you want to do is learn a few key phrases, right? You might not be able to become fluent in the language over night–that only comes with experience–but to a certain degree you can at least be able to get by and not be lost in a such a foreign place.

The same basic principle applies to medical health insurance. These medical health insurance policies often come full of crazy jargon that is not explained and that you don’t understand, and so it makes choosing a health insurance plan difficult because you don’t understand what it means. There are many kinds of medical health insurance, such as:

• FFS, which means indemnity fee for service.
• HMO, which means health maintenance organization
• POS, which means point of service
• PPO, which means preferred provider organization

All of these plans is very unique and individual, and you should consider all of its features before you make a decision on what kind of medical health insurance plan that you want. The last three are considered to be more managed, and the care for yourself and your family is more organized, although it is also more restrictive.

Cheers,

Fashun Guadarrama.