NY health insurance for self employed and small businesses
Working for a small business or being self employed in New York used to mean the difference between whether you were or were not covered by a NY health insurance plan. Unlike large companies, which are able to afford to provide health insurance to their many employs, self employed people and small businesses struggle to do the same while still keeping their heads above the water. Recent legislation in New York concerning NY health insurance, though, has reformed practices and may help New Yorkers out with small business group health insurance and self employed health insurance.
It may not do much good for the self-employed who only employ themsevles, but for any business that has two or more employees, they are able to take out a group health insurance plan in the state of New York. Unlike many states, though, one of the good things about this is that you don’t have to make every employee get the health insurance–it’s elective. Therefore they can choose not to get it, and small businesses will have to pay out a lot less.
Cheers,
Fashun Guadarrama.