Approval/Denial Letter From KCHIP Kentucky Child Health Insurance
Since there are so many offices in Lexington that deal with KCHIP, it probably won’t take you very long to receive a letter with either your approval or denial for KCHIP Lexington health insurance. If you are denied, don’t worry too much. You can always try again, and the letter will tell you why exactly your child was not eligible. If you are approved, though, you will get a letter stating so and it will also tell you whether or not you owe a premium. If you do owe one, you won’t have to pay it right away.
If your approval letter states that you will have to pay a premium, wait then for the bill that will arrive from the Premium Payment Center. You can’t pay until you get this bill. You can’t send in the payment without the bill, and you absolutely cannot give the payment to your case worker, because they aren’t allowed to accept them. Not everybody has to pay a premium. It’s really only for people who still managed to qualify for KCHIP, but who were near the top of the eligibility bracket. The first time that you have to pay your premium it will be double the amount, but that will be the only time that you have to pay so much. The reason is that premium payments for KCHIP have to be made in advance.
If you want to take a few dollars off of your bill for KCHIP, then you can pay three months at a time, which comes out to $54 for most families. If you pay this way, it is cheaper. You should always make sure to send in your payment for your KCHIP premium ASAP. You get the bill one day, you send it out the next. They give you two months to make the initial payment and still qualify, but if you don’t pay within that time, then your child will not get KCHIP and will not be sent an insurance card, so make sure to get your payment out as soon as possible.
Cheers,
Fashun Guadarrama.
Don’t want to enroll in the Columbia health insurance plan?
Filed under: Health Insurance Quotes, Medical Health Insurance
Reader question:
I already have health insurance coverage, but my university, Columbia, automatically enrolls you in their insurance program when you register full time. How do I get out of that?
Alexis
Great question.
It can be a little annoying that your university doesn’t give you the option of enrolling or not enrolling in its Columbia health insurance program, but you have to understand that it is mostly in order to protect the interests of its own finances and those of its students. It also offers you health insurance at cheaper rates than you might receive it elsewhere. However, while it is compulsory to be insured while you are attending Columbia full time, it is not compulsory to be insured by Columbia.
If you have your own health insurance coverage, then you can get a waiver to get out of being automatically enrolled in that of your school. It’s not very hard to do. The main thing that you need is documents proving that you have other health insurance coverage. This shouldn’t be easy to get, since all you wil need is your insurance card, which you should already have on your person at all times.
The catch is that while you have to provide proof of insurance, it has to meet six criteria. To find out what these are, go to the Columbia University website. Luckily, once you have waived your coverage, you don’t have to hassle too much with it. Once you waive it for the first semester of the school year, it is automatically waived for the next one. You will, however, need to get it waived all over again for the new school year if you continue attending Columbia.
Cheers,
Fashun Guadarrama