Ohio Health Insurance
Health insurance provided by employers or other private companies accounts for the Ohio health insurance coverage of more than seven million residence, and it comes up to about ten billion dollars worth of medical bills that these companies are paying for every year. Ohio is one of the best states in which to get health insurance, and on the national list it comes in at number five, with 86% of its businesses both large and small providing health insurance coverage for their workers, a rarity across the country.
For those millions more Ohioans who are not included in that seven million number, Ohio also has several quick and comprehensive public assistance health insurance programs to make sure that they can keep covered. On one hand, it works side by side with such national programs as Medicare and Medicaid to provide assistance to its residents, or for those unable to qualify for those programs, it provides extra assistance from the state alone, always going the extra mile.
The health insurance companies in Ohio don’t stay locked up in their offices, either. In fact, many of the top companies, such as Anthem Blue Cross and Blue Shield have created programs that involve connecting with the community and helping to provide health insurance for those who both can’t get it through the state or federal programs but also are unable to afford it. Thirty million dollars will be spent for such programs over the next three years by private companies.
Cheers,
Fashun Guadarrama
Florida health insurance for seniors
Reader question:
I’m seventy years old and have been living in Florida for six months. What kinds of programs does Florida have for health insurance for seniors?
Duke
SHINE.
Sorry, not trying to be unreasonably cheery. That’s actually the name of Florida’s health insurance program for seniors. SHINE. It stands for Serving Health Insurance Needs of Elders and is the state’s subsection of the program, called SHIP, or state health insurance programs, that is existent in every state and territory of the United States. SHINE does not actually provide Florida seniors with senior health insurance–that’s what Medicaid is for–but it does provide them with plenty of very useful services.
SHINE is, essentially, a way to educated senior citizens living in Florida of what their options are when it comes to medical health insurance. It helps them decide what they want to do in the long run, and helps them disentangle the confusing red tape that is wrapped around the new, improved Medicare prescription program. This free education comes in the form of one on one counseling and group efforts.
Cheers,
Fashun Guadarrama.
Grandparents and child health insurance in Florida
Reader question:
My grandson doesn’t have Florida health insurance, and it really worries me. I know about Florida child health insurance programs like KidCare. Am I able to apply for the insurance for him?
Luther
Unfortunately, no.
It’s naturally to care and be worried about your grandkids when you are a grandparent. That’s just how love works. It is even more worrisome when you see that your grandchildren are so vulnerable to a health disaster and might not be getting proper care, and their parents are either unable or unwilling to get this care for them. As a grandparent, this will make you desire more than anything to fix this problem, but because you do not have custody of the children, your rights are restricted.
That doesn’t mean that there’s nothing that you can do, though. Being a grandparent, you are able to look up information about the child health insurance programs in the state of Florida so that you can find out what can be done for the child. While you can’t apply, you can discuss your findings with the parents, and even have an application for child health insurance sent to them in the mail.
Cheers,
Fashun Guadarrama.