Grandparents and child health insurance in Florida
Reader question:
My grandson doesn’t have Florida health insurance, and it really worries me. I know about Florida child health insurance programs like KidCare. Am I able to apply for the insurance for him?
Luther
Unfortunately, no.
It’s naturally to care and be worried about your grandkids when you are a grandparent. That’s just how love works. It is even more worrisome when you see that your grandchildren are so vulnerable to a health disaster and might not be getting proper care, and their parents are either unable or unwilling to get this care for them. As a grandparent, this will make you desire more than anything to fix this problem, but because you do not have custody of the children, your rights are restricted.
That doesn’t mean that there’s nothing that you can do, though. Being a grandparent, you are able to look up information about the child health insurance programs in the state of Florida so that you can find out what can be done for the child. While you can’t apply, you can discuss your findings with the parents, and even have an application for child health insurance sent to them in the mail.
Cheers,
Fashun Guadarrama.
Florida health insurance for legal guardians
Reader question:
I take care of my granddaughter, and it’s hard enough to support the both of us while I’m getting on in years. How can I get Florida health insurance for her?
Glenda
Great question.
When you have a grandchild that lives with you in your home in Florida, they are likely to be able to get KidCare Florida health insurance, even if you are not their legal guardian. A lot of times, the parent’s income will come into play to determine the eligibility, but if you are the legal guarding, then it will be your own income.
If you are going to apply for Florida health insurance for your child, then they do have to be living in your home with you, but it is not necessary to reveal for how long. Even if they have only been living with you for a week, you might still be eligible for KidCare child health insurance, so that you don’t have to worry about the little one you’re taking care of being uninsured.
How much does KidCare Florida health insurance cost?
Reader question:
How much does KidCare Florida health insurance cost?
Jackson
Good question.
It’s important to understand that the KidCare child health insurance program is not free, so it needs to be budgeted for low income families just like any other bill would. All the same, it does cost quite a bit less than most child health insurance plans, and so even though there will be a certain fee for the plan, it can also be understood that the parent will be saving a ton of money and most will find themselves able to afford it.
If you get the Medicaid version of KidCare, it is completely free, but this is the most difficult one to get because it has the strictest income requirements, and many people who are not eligible are still not able to afford Florida health insurance, which is where the rest of the KidCare child health insurance plans come into play.
These programs require an up front payment which is reimbursed if your kid is not accepted into the program. For the most part, the cost is very little, about fifteen or twenty dollars every month for the average Florida household. The maximum that you can pay is seventy dollars, so you can’t be charged more than that regardless of how many kids you have. Under seventy dollars, your payment falls somewhere within that range based on how many children you have and how many incomes you have in the house.
Not everything is completely covered by KidCare child health insurance. However, you won’t be paying a lot like with many medical health insurance companies. The most you will have to pay for some things are minimal co-payments and fees, which don’t add up to much.
Cheers,
Fashun Guadarrama.
Loading ...