Affordable California Health Insurance Coverage For Women

 

August 21, 2007 by · Leave a Comment
Filed under: Insurance For Women 

According to research, one out of every five Californian women are without health insurance coverage. That’s twenty percent, a disproportionate amount of the population, where the nationwide number is fourteen percent. The grade given to Cali by the study from The Women’s Foundation is only an average: in the category of access, it received in F; health status a C-; and health policy a C-.

That’s two million women in California who don’t have insurance, and sixty percent of them have full time jobs. There are certain types of women who are less likely to have health insurance in California, and those include younger women, women over 55, women of color, and immigrant women. There are adequate programs in place in California to cover the health care for children under the age of 19, but for their parents and for anybody else that is below the poverty line, there simply isn’t an option much of the time.

All of these women being without health insurance coverage has a big impact on the state’s overall women health statistics. California has one of the worst records for the prevention of cervical cancer through regular tests such as pap smears. It is in the bottom tenth percentile among the states when it comes to access to various forms of contraception, while at the same time having a less than normal access to abortion procedures. One of the areas where California has seen the least success is in the area of mental health care for women, which has gone down by eighty percent over the past ten years.

Cheers,

Fashun Guadarrama.

Affordable California health insurance

 

July 26, 2007 by · Leave a Comment
Filed under: Health Insurance Quotes 

Reader question:

Why is it so hard to get affordable California health insurance?

Mary Anne

Great question.

It is hard, isn’t it? To be completely honest, it’s hard everywhere, but it is true that in recent times getting affordable health insurance in California has gotten even harder than before, and it’s become more of a public issue. With rising health care costs, more and more people are without California health insurance and a lot of new laws and proposals have come up in the state legislature about the issue.

Even though things are getting worse everywhere, in California it’s worse than ever. The issue isn’t even about getting affordable California health insurance anymore. It’s about getting health insurance in California at all. The California Health Care Charterbook states that eighteen percent of the population of California is not covered by health insurance as of 2002. Just looking at the elderly, 20% aren’t covered at all, and they are often the ones that need it most.

One of the main reasons for this large lack of coverage is the burgeoning immigrant community in California. It takes up 27% of California’s people, and 52% of that 27% who have been in California less than five years don’t have health insurance. The number only goes down by twelve percent after the five year mark.

Those under the age of eighteen are doing the best as far as health insurance in California. But mostly this is because of Medicaid, and as soon as those kids hit eighteen, they will join the uninsured population. The same will be true for many of those kids who are insured under their parent’s plan right now.

All of that doesn’t mean that it’s impossible to get affordable California health insurance, although it is difficult. It will take more shopping around than in other states, but eventually, if you get enough quotes and know your business, you can find a health insurance provider that is satisfactory.

Cheers,

Fashun Guadarrama.

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