One of the troubles with getting health insurance through your employer in many states has to do with the fact that only you yourself gets covered. Where, then, does that leave your family? This can lead to a cause of stress in many families, especially when one spouse has a job that provides medical health insurance, and another spouse has a job that does not, and neither have the money to purchase non-employer provided health insurance.

Luckily, in New York health insurance, any group health insurance plans that you get through your place of work has to cover more than just yourself–it has to cover your whole family. So if you have NY health insurance with your employer, your spouse and children must be covered as well. It also helps that if you or anyone in your family have a pre-existing condition, they are still entitled to get NY health insurance and can’t get turned down. Even if you are part of a smaller company, you don’t have to worry about your medical health insurance plan getting canceled just because one of the employees has to make a claim.

Cheers,

Fashun Guadarrama.