Reader question:

How much does KidCare Florida health insurance cost?

Jackson

Good question.

It’s important to understand that the KidCare child health insurance program is not free, so it needs to be budgeted for low income families just like any other bill would. All the same, it does cost quite a bit less than most child health insurance plans, and so even though there will be a certain fee for the plan, it can also be understood that the parent will be saving a ton of money and most will find themselves able to afford it.

If you get the Medicaid version of KidCare, it is completely free, but this is the most difficult one to get because it has the strictest income requirements, and many people who are not eligible are still not able to afford Florida health insurance, which is where the rest of the KidCare child health insurance plans come into play.

These programs require an up front payment which is reimbursed if your kid is not accepted into the program. For the most part, the cost is very little, about fifteen or twenty dollars every month for the average Florida household. The maximum that you can pay is seventy dollars, so you can’t be charged more than that regardless of how many kids you have. Under seventy dollars, your payment falls somewhere within that range based on how many children you have and how many incomes you have in the house.

Not everything is completely covered by KidCare child health insurance. However, you won’t be paying a lot like with many medical health insurance companies. The most you will have to pay for some things are minimal co-payments and fees, which don’t add up to much.

Cheers,

Fashun Guadarrama.