When you’re buying short term health insurance
There are several safety practices that you should observe whenever you are making a purchase, especially when it is a purchase that can have a drastic affect on your life, such as short term health insurance. One of the main safety procedures to follow is to check the background of the company that you are buying your medical health insurance from. You need to know many things about them before you can determine whether or not they are right for you.
Lots of companies are playing tricks by giving out fake policies to various customers. You think you have great coverage and that your policy is real until you need to use it, when you find out it’s fake and that it doesn’t actually work in your state. There are also health insurance companies who don’t have enough money to provide for you if you make a claim, and have a history of screwing people over before. To find out about your health insurance company, call your state’s office of insurance regulation.
Cheers,
Fashun Guadarrama.
Florida child health insurance and the parent’s immigration status
Filed under: Child Health Insurance, Temporary Health Insurance
Reader question:
If I am not a legal resident of the United States, but my child is, then can I stil apply for child health insurance for them? Would I be reported to the Immigration and Naturalization Service?
Gloria
Not at all.
The only thing that the people who run the KidCare child health insurance program in Florida are looking at whenever they are approving or denying applications for insurance coverage is the child. If the child is not a legal resident of the United States, then there will be a problem and the child will not be eligible for coverage. However, if the child has acceptable legal status but the parent does not, that does not come in to play at all.
Even if the parent who is applying for the insurance for their child does not have legal immigration status in the United States, the state of Florida will not report the parent to the Immigration and Naturalization services when the parent applies for child health insurance for their kid. A parent would only be reported to the INS if they were applying for something like cash welfare or food stamps and they are not legal or they have a deportation order out on them.
Cheers,
Fashun Guadarrama.
What is temporary health insurance?
Reader question:
What is temporary health insurance?
Annie
I’ll tell you.
Short term health insurance is a great medical health insurance option for people who are on the road in life but haven’t yet arrived. You may be between jobs, or not have a job at all, or it’s possibly that you are temporarily working for a company that does not provide its employees with health insurance coverage. If any of these situations apply to you, then you might want to consider getting temporary health insurance, which is often one of the cheapest medical health insurance options around.
Sixteen million people in the United States take out a new medical health insurance policy every year, and if you’re going to be one of them this year pay attention. It is possible to get cheap medical health insurance, and you don’t have to get catastrophic health insurance to do it. Not everybody has to pay terrible, high rates to get their medical care covered.
Most of these short-term health insurance plans come with up to two million dollars of coverage, and they are intended for people who are already in good health and don’t have any pre-existing conditions. This type of coverage is good for using to go to your check ups so that you don’t develop anything, or to cover any problems that you may develop during the coverage period.
There are many limits to these temporary health insurance plans, so before you settle on one you should make sure that you understand your plan’s limits and they are okay with you. If that is the case, it is also important to understand that short term health insurance really is very short term. For the most part, policies are taken out month by month and can last up to twelve months, although some companies offer policies that extend to thirty six months.
Cheers,
Fashun Guadarrama.