Since there are so many offices in Lexington that deal with KCHIP, it probably won’t take you very long to receive a letter with either your approval or denial for KCHIP Lexington health insurance. If you are denied, don’t worry too much. You can always try again, and the letter will tell you why exactly your child was not eligible. If you are approved, though, you will get a letter stating so and it will also tell you whether or not you owe a premium. If you do owe one, you won’t have to pay it right away.

If your approval letter states that you will have to pay a premium, wait then for the bill that will arrive from the Premium Payment Center. You can’t pay until you get this bill. You can’t send in the payment without the bill, and you absolutely cannot give the payment to your case worker, because they aren’t allowed to accept them. Not everybody has to pay a premium. It’s really only for people who still managed to qualify for KCHIP, but who were near the top of the eligibility bracket. The first time that you have to pay your premium it will be double the amount, but that will be the only time that you have to pay so much. The reason is that premium payments for KCHIP have to be made in advance.

If you want to take a few dollars off of your bill for KCHIP, then you can pay three months at a time, which comes out to $54 for most families. If you pay this way, it is cheaper. You should always make sure to send in your payment for your KCHIP premium ASAP. You get the bill one day, you send it out the next. They give you two months to make the initial payment and still qualify, but if you don’t pay within that time, then your child will not get KCHIP and will not be sent an insurance card, so make sure to get your payment out as soon as possible.

Cheers,

Fashun Guadarrama.